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AOC SCHENGEN VISA INSURANCE

CORPORATE EMPLOYEE BENEFITS

EXPATRIATE HEALTH INSURANCE

STUDENT INSURANCE

TRAVEL HEALTH INSURANCE

LIFE & INCOME PROTECTION

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AOC Visa Schengen Insurance with Tokio Marine Insurance: Comprehensive travel insurance designed to cover your health care needs and make you feel protected.

Our plan offers effective health policy, benefits and premiums that are tailored to best suit expatriates need when working or visiting Schengen Area countries.

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All benefits listed are per person, families and per trip. 
Following a decision made by the Council of the European Union, persons applying for an entry visa to the Schengen area must prove that they have valid medical travel insurance. The Schengen countries under this new regulation are:
Germany, Austria, Belgium, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, Norway, Holland, Poland, Portugal, Czech Republic, Slovakia, Slovenia, Sweden, Switzerland; as well as in the OD (Overseas Department) and OC (Overseas communities) of the French territory, the principalities of Andorra, Monaco, San Marino, Vatican City as well as in Ireland and United Kingdom.
Not all clients have required this type of insurance to obtain Visa. You can use the following link to find out if you need the insurance to apply for Visa. AOC Visa Schengen travel insurance includes territorial cover only within the Schengen area. The maximum cover per person and per trip are EUR 35,000.

AOC Schengen Travel & Health Benefits to Europe  and Overseas Territory                           

+ No age limit for insurance policy
+No medical questionnaire

+ Cover 3 days to 1-year renewable

+ Refund of visa cost in case of refusal by embassies or consulates

+ Inpatient treatment care & Hospitalisation

+ Outpatient treatment by doctor’s specialists - radios -prescribed drugs+ Emergency dental treatment
+24 hours of assistance seven days a week 
+Contract complies with the Schengen obligations
+Secure area to note certain information and make a claim online
+Extension of the cover to countries not belonging to the Schengen zone,
+You can subscribe and manage folders for the account of third parties (family, relationships or group),
+You will receive your certificate directly by email,

+Your account allows you to print your certificate in the desired language, modify your information (create an addendum) and declare and follow a claim.
+Immediate despatch of the certificate in a language of your choice of the Schengen area

Underwriting
 AOC VISA SCHENGEN Insurance 
policy is underwritten by Tokyo Marine Insurance. 

Assistance – Repatriation – Road Ambulance - Legal Assistance - Personal Liability - Visa refusal

Benefit

Standard

Multi-Trip

Duration of stay

3-365 days renewable.

<Unlimited number of trips during the year with each trip lasting a maximum of 90 days.

Countries covered

<Schengen Zone, DOMs, COMs, Andorra, Monaco, Saint Marin, the Vatican, Ireland, United Kingdom.

<Schengen Zone, DOMs, COMs, Andorra, Monaco, Saint Marin, the Vatican, Ireland, United Kingdom.

Medical and hospitalisation costs

€35,000

€35,000

Assistance - Repatriation

Actual costs

Actual costs

Search and rescue fees

€762

€762

Extension of stay

Yes

<Yes

Funeral repatriation

<span style="color:#404040">                                  €3,500

€3,500

<Sending of medication in Europe

<Actual costs

Actual costs

Legal assistance

€6000

€6000

Sending of urgent messages

Actual costs

Actual costs

Excess on medical costs

€80

€80

Excess on private civil liability

€80

€80

Refund of the insurance premium if your visa is refused

Yes (optional)

No

Contribution towards visa application costs in case of refusal

Up to €50 (optional)

No

Private civil liability (personal injury and consequential loss)

€1,200,000(optional)

<€1,500,000 (optional)

 

 

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Join us now. Click the button and apply for AOC Visa Schengen Insurance online.
Choose your language (Top page on the right) and edit your insurance certificate
For more information on AOC Schengen Visa Insurance, download our brochure and terms forms down below.

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